Our Products

Fix and Flip (Bridge Loans)

  • Residential (1-4 Units)

  • $50,000-$7,000,000

  • Maxium Loan to Cost: 90% of Purchase and 100% of Rehab

    (Terms dependent on experience and credit score)

  • 70%

  • 12-18 Months at lender discretion)

Rental Loans

  • Single Family/2-4 Unit/Townhomes/PUD/Warrantable Condos

  • $75,000-$2,500,000

  • Maxium Loan to Cost:

    o If owned < 3 months, 80% of Total Cost Basis

    (Terms dependent on experience and credit score)

  • o Purchase/Rate Term Refinance: 80%

    o Cashout Refinance: 75%

    (Subject to Minimum Fico 660)

  • (GROSS RENT/PITIA)

    1.10X

  • 30 Years

  • o Leased Units: Lower (i) In Place Rent & (ii) Market Rent

    o Unleased Units: 90% of Market Rent (Purchase Loans only)

New Construction

  • Residential (1-4 Units)

  • $50,000-$7,000,000

  • Maxium Loan to Cost:

    o Up to 75% of the lower land value or purchase price/60% if unpermitted,plus 100% of construction

    o Max 80% of total project cost

    o LTC Catch Up Draw to raise intial advance to 75% at approval of required plans/permits post-closing

  • 70%

  • 12-18 Months at lender discretion)

Additional Products:

  • Stabilized Bridge Loans

  • Residential (5+ units)

  • Rental Portfolio Loans

  • Multifamily 5-8 Unit Residential Properties

** All loans terms and conditions are subject to lenders discretion, minmum credit score and project experience.